Unsecured Debt Lawyers Serving Clients Throughout Lebanon, Mason, West Chester, Middletown, Wilmington, Hillsboro, and surrounding areas.
Credit cards are convenient and simple to use. Combine that with the high interest rates on the majority of cards and it is very easy to accumulate a great deal of credit card debt in a short amount of time. If you have found yourself overwhelmed by credit card debt, either by itself or along with other debt that you have to deal with, it is important that you know the options available to get your financial situation back under control.
Bankruptcy is the most common and effective option. At the law firm of Harold Jarnicki & Associates, our attorneys have more than 40 years of experience focusing on bankruptcy and helping people like you overcome credit card debt through Chapter 7 bankruptcy and Chapter 13 bankruptcy.
Credit Card Companies Do Not Want You to Pay Them Back
Are you just making your minimum payments every month? That is exactly what your credit card company wants. Look closely at your bill. Does the minimum payment even cover the interest that is being added to your debt every month? If it does, very little principal, if any, is being paid off. You are not paying down your debt, you are just paying interest, which will only get higher. This is how the credit card companies make money. They do not want you to pay them back in full. They want you to carry a large balance so their high interest rates can continue. You can stop this process by filing bankruptcy.
Credit Card Debt is Unsecured Debt
Unsecured debt is any debt that is not secured with some sort of collateral. This type of debt includes credit card debt. Unsecured debt is very easy to get rid of by filing bankruptcy. Our lawyers will work closely with you, explaining how we can help you eliminate your credit card debt and other unsecured debt that you may be dealing with. Our goal is to get you a fresh start on your financial situation so you can move on with your life.
Contact Us for Your Free Initial Consultation
At our law firm, we understand that you work and that you have time constraints. We strive to make our services and appointment times as flexible as possible. We are happy to arrange meetings on evenings and weekends as necessary. We serve clients throughout the Lebanon, Mason, Middletown, Wilmington, Hillsboro, West Chester, Maineville, and Batavia areas. We are able to serve clients in the Highland, Warren, Clinton, Butler, Clermont, Montgomery, Hamilton and Greene Counties counties as well.
To discuss your case with one of our Lebanon, Wilmington, Hillsboro, Middletown, Cincinnati and Dayton area credit card debt attorneys, contact us today.