We Have Helped thousands of Clients

Highly Experienced Bankruptcy, Family Law, and Personal Injury Attorneys in Southern Ohio

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Eliminate Debt
Family Law/Divorce
Stop Foreclosure/Repos

Harold Jarnicki & Associates’ Lawyers Advocate for Your Bankruptcy and Family Law Needs

Bankruptcy and Family Law Attorneys Offering Experienced Representation to Clients Throughout Lebanon, Mason, Wilmington, Hillsboro, and Middletown, OH

At the law firm of Harold Jarnicki & Associates, our attorneys have been committed to providing the highest quality of legal representation since 1974. From our main office in Lebanon, we have helped literally thousands of individuals and businesses in Cincinnati, Dayton, and the surrounding parts of Southern Ohio overcome debt through bankruptcy.

Because of our years of experience, because we have done this thousands of times before, we are confident in our ability to handle even the most complex bankruptcy cases. In fact, many lawyers, including other bankruptcy lawyers, frequently refer challenging cases to us because they know we are up to the task. No matter how difficult you believe your case to be, you can feel confident knowing we can help you overcome your debt.

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Our Reviews

★★★★★
“Found the entire process of bankruptcy easy because of Jarnicki’s team. unfortunately this was the 2nd time I filed, and after knowing what to look for in attorney (rough first experience with another lawyer) and great word of mouth references I chose this firm. The cost was fair market – even cheap if you consider the thoroughness and swiftness which they work. Would strongly recommend them.”
Eric R.
Eric R.
★★★★★
“I met with Harold and Brent Jarnicki at a very critical time in my life following the failure of a small business. I was genuinely lost and unsure as to what direction my career and my finances would take. From the first meeting with them I felt true care and compassion for my situation, but equally as important was they immediately gave clarity to my very unclear situation. They were prompt, professional and very reasonably priced, particularly when compared to other bankruptcy attorneys in the Cincinnati area. I have and will continue to refer friends, family and colleagues to Jarnicki & Associates at every opportunity”
Seth H.
Seth H.
★★★★★
“I experienced top notch service/expertise while working with Brent Jarnicki and his team during an extremely difficult time. From the office staff to the attorney’s, everyone in this office was wonderful and made me feel comfortable. I met with Brent several times in person and on the phone. Every time he made my case feel like the most important. I completely trusted him and drove over 30 miles one way to meet with them and would not hesitate driving even further to get this type of attention!!!”
Mike B.
Mike B.
★★★★★
“Harold Jarnicki and his team provided excellent service along with superb follow-through. They communicated with me throughout the entire process on a regular basis. I would recommend Harold Jarnicki and Associates to anyone.”
A Google User
A Google User
★★★★★
“My spouse and I had a wonderful, great experience with this law firm. The attorneys were extremely knowledgeable and took the time to explain all of the details to us so we really felt at ease. The entire staff, including the receptionist and the paralegals, were so friendly and understanding of our difficult situation. They really comforted us and made the entire bankruptcy process simple and understandable. The court hearing was painless, as my attorney was so prepared. I highly recommend this law firm to anyone in need of legal help for their debts!”
Chris M.
Chris M.
★★★★★
“The Jarnicki law firm was absolutely great for my bankruptcy and divorce case! First they handled my bankruptcy, and it went through quick and easy, everything was done right. Then Mr. Jarnicki did my divorce, and I couldn’t have asked for better results. I was in a difficult custody battle, and Mr. Jarnicki won the case and resolved it all. He really calmed me down in a very stressful situation. The whole firm is extremely friendly and well organized, and they do a great job of understanding your issues and working for you. If you need to file bankruptcy or divorce, they are the law firm to call.”
Jessica
Jessica
★★★★★
"Excellent understanding of the frame of mind someone is in when making an appointment to see them - extremely compassionate while at the same time extremely well versed in the ways of the law. Straight shooters all the way across the board - and creative with options and solutions instead of developing ONE frame of attack and sticking with it. One of the best experiences with an attorney I have ever had. And lets face it - that says quite alot! I HIGHLY recommend them."
Jonathan
Jonathan
★★★★★
"I used Harold Jarnicki's office for help with my debts and a divorce, and it all went perfectly! My house was in foreclosure and I had a lot of marital debts, and Mr. Jarnicki filed a bankruptcy to clean up all of the debts, and also save my house and car. Both the bankruptcy and divorce went very smooth. His entire staff, from the receptionist to the secretaries, all treated me with utmost respect and made me feel very comfortable throughout the entire process. I also worked with the two other lawyers in the office, Brent Jarnicki and Erin Renneker, and both were outstanding. Everyone in the office takes the time to listen to your issues and help resolve them as smoothly as possible. They are very understanding and compassionate, and really seem like experts at what they do. Even the court hearings were simple. I would definitely recommend Harold Jarnicki and Associates to anyone needing legal help, especially for bankruptcy and divorce."
Jaclyn J.
Jaclyn J.
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You should consider bankruptcy if…

  • You cannot pay all of your outstanding bills.
  • You can pay only the minimum payments on your bills.
  • You are using credit cards to pay for daily necessities.
  • You’ve used your savings or are considering cashing out your retirement to pay your bills.
  • You are borrowing money from relatives or friends just to make ends meet.
  • You are receiving phone calls from creditors.
  • You are receiving letters from collection agencies.
  • You are behind on your rent or mortgage.
  • You are in foreclosure, or the creditor is threatening foreclosure.
  • You are struggling to make your car payments, or your car is about to be repossessed.
  • Your wages are being garnished.
  • A creditor has threatened a lawsuit.
  • You owe more IRS or State taxes than can be paid back within one year.
  • You are using payday or cash advance loans to pay bills.
  • Your utilities are on the verge of shutoff.
Once the bankruptcy is filed, all creditor contact (phone calls, bills, letters, judgments, wage garnishments, bank levies, etc.) is stopped IMMEDIATELY!

Caring and Service: The Jarnicki Difference

While we understand that the end goal in bankruptcy is to eliminate your debt, we believe that the caring and service provided along the way are critical as well. We truly care about everyone we represent. We are compassionate and understanding of your stressful situation, and we take pride in knowing that we can get you through this difficult time. We will provide your case the utmost attention, no matter how big or small the matter may be.

You will have the peace of mind that comes with knowing that you have an experienced lawyer on your side. That is The Jarnicki Difference. In our office, you meet face-to-face with an attorney each and every appointment, not a paralegal or secretary. There are only two attorneys in our firm, so you and your attorney will get to know each other on a first-name basis. When you have questions or concerns along the way, your lawyer will be there for you.

When you talk to us, you will get clear and honest information. If there are potential issues that could arise, we are going to tell you about them so they do not catch you by surprise. We do not believe in sugarcoating problems or misleading people. Instead, when we foresee a problem, we put forth every effort to overcoming it so we can get you the results you need.

Availability

At our law firm, we understand that you work and that you have time constraints. We strive to make our services and appointment times as flexible as possible. We are happy to arrange meetings on evenings and weekends as necessary. We serve clients throughout the Lebanon, Franklin, Trenton, Maineville, Hamilton, Morrow, Mason, Middletown, Wilmington, Hillsboro, and Batavia areas. Serving Clients Throughout Butler, Clermont, Clinton, Highland, Warren Counties & Surrounding Areas as well.

Contact Us for Your Free Initial Consultation

To discuss your case with one of our bankruptcy attorneys, contact us today.
Helping Our Community for Over 50 Years

Harold Jarnicki & Associates’ takes pleasure to have provided bankruptcy and family law counsel to Ohioans in need.

“Harold Jarnicki & Associates strives to give our clients the most honest, realistic, and helpful advice in every situation. We want you to be able to perfectly understand your options so you get the peace and happiness you deserve. Stay informed and check out our blog for the latest info on debt relief and family law.

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