We Assist You With Chapter 7 Bankruptcy in Ohio

Bankruptcy Attorneys Offering Experienced Representation to Clients Throughout Lebanon, Mason, Wilmington, Hillsboro, and Middletown, Ohio

Is Chapter 7 Bankruptcy Right for You?

You have options. It is important that you know your rights to properly choose the best option. Our lawyers will take the time to thoroughly review the specific facts of your case. If we believe Chapter 7 is the right option for you based on your situation, we will explain why. We will review our analysis with you step by step so you can understand why we are recommending Chapter 7 instead of another option.


Our analysis may reveal that Chapter 7 is not the best option in your case. Chapter 7 is not appropriate for every case. Perhaps Chapter 13 bankruptcy makes more sense. No matter what direction we recommend, you can be confident it is the right one because we will explain why we are making the recommendation.

Keep Your House and Your Car!

Many people think they have to give up their house, their car, and their other property as part of the Chapter 7 process. In reality, in most cases you can keep all of your property. There are exemptions that allow you to discharge your debt while retaining the property that is important to you, including your house and vehicle. We will take the time to review your goals and explain exactly what assets you can keep in Chapter 7.

On Your Side from Start to Finish: The Jarnicki Difference

Some law firms allow you to meet with your lawyer for a brief time only at the start or end of your case. Our lawyers will meet with you face-to-face throughout your case, from the initial consultation to the final court hearing, answering your questions, returning your phone calls, addressing your concerns, and explaining the steps that need to be taken to help you overcome your debt. You will work with the attorneys, not a paralegal or secretary. That’s the care and service we believe you deserve. We like to call it The Jarnicki Difference. 

The most common form of bankruptcy is Chapter 7. This form of bankruptcy is designed to help you eliminate the vast majority or all of your debt, from credit card debt to medical bills, all at once. At the law firm of Harold Jarnicki & Associates, our attorneys have more than 47 years of experience helping people like you overcome debt through Chapter 7 bankruptcy.

Contact Us for Your Free Initial Consultation

At our law firm, we understand that you work and that you have time constraints. We strive to make our services and appointment times as flexible as possible. We are happy to arrange meetings on evenings and weekends as necessary. We serve clients throughout the Lebanon, Mason, Middletown, Wilmington, Hillsboro, and Batavia areas. Serving Clients Throughout Butler, Clermont, Clinton, Highland, Warren Counties & Surrounding Areas as well.

To discuss your case with one of our Mason, Lebanon, Wilmington, Hillsboro, and Middletown Chapter 7 bankruptcy attorneys, contact us today.

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