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Things You Should Consider When Contemplating Divorce or Separation

  • Post author:Harold Jarnicki
  • Post published:February 17, 2021
  • Post comments:0 Comments

  One of the most difficult times in life can be facing the possibility of divorce.  Getting divorced usually has a huge impact on the family both emotionally, and financially.…

Continue ReadingThings You Should Consider When Contemplating Divorce or Separation

Foreclosed Homes in Lebanon, Ohio Can Still Be Saved

  • Post author:Harold Jarnicki
  • Post published:November 24, 2020
  • Post comments:0 Comments

With increasing unsecured debt, including medical bills, student loans, and credit cards, many Americans families, especially in Ohio, have fallen behind on their mortgage payments. Homeowners are simply unable to…

Continue ReadingForeclosed Homes in Lebanon, Ohio Can Still Be Saved

Using chapter 13 to negotiate and consolidate debt

  • Post author:Harold Jarnicki
  • Post published:May 30, 2020

In two recent blog posts, we discussed reasons why an individual may choose to file for bankruptcy and the benefits of Chapter 7 bankruptcy. In this post, we'll take a…

Continue ReadingUsing chapter 13 to negotiate and consolidate debt

Know how to rebuild your credit after a bankruptcy discharge

  • Post author:Harold Jarnicki
  • Post published:March 30, 2020

As we have often discussed on our Mason bankruptcy law blog, for many people, bankruptcy isn't the end—it's a fresh financial start. The benefits of filing for personal bankruptcy can…

Continue ReadingKnow how to rebuild your credit after a bankruptcy discharge

Liens on business vehicles could be avoided in Chapter 11 bankruptcy

  • Post author:Harold Jarnicki
  • Post published:February 15, 2020

When a business or individual files for bankruptcy, the federal bankruptcy law generally recognizes two types of claims: secured and unsecured. The distinction between a secured creditor, who holds a…

Continue ReadingLiens on business vehicles could be avoided in Chapter 11 bankruptcy

Retirement assets should not be used to avoid bankruptcy

  • Post author:Harold Jarnicki
  • Post published:January 21, 2020

Financial problems can spring up virtually any time in life for a multitude of reasons. Some people may experience a medical emergency, leading to expensive medical bills. In these tough…

Continue ReadingRetirement assets should not be used to avoid bankruptcy

Can retirement assets be used to pay debts prior to filing bankruptcy?

  • Post author:Harold Jarnicki
  • Post published:December 21, 2019

People experience financial problems for a wide range of reasons. Some may be having trouble paying back credit card balances that have high interest rates. Those fresh out of college…

Continue ReadingCan retirement assets be used to pay debts prior to filing bankruptcy?

Chapter 7 or Chapter 13? Which is right for you?

  • Post author:Harold Jarnicki
  • Post published:November 2, 2019

Individuals who file for bankruptcy have two types of bankruptcy as options: Chapter 7 and Chapter 13. If you are considering bankruptcy, you may wonder which type would be best…

Continue ReadingChapter 7 or Chapter 13? Which is right for you?

For some, undue hardship exception allows discharge of student loans

  • Post author:Harold Jarnicki
  • Post published:September 10, 2019

Ohio students know how expensive attending college is. Students are often left with crippling credit card, student loan and other debt with hefty minimum payments. It is commonly thought that…

Continue ReadingFor some, undue hardship exception allows discharge of student loans

Older Homeowners Hit Hard by Housing Crash

  • Post author:Harold Jarnicki
  • Post published:July 27, 2019

Jewel Lewis-Hall, 57, works two jobs. Her husband lost his job at a farmer's market and has been unable to earn much money since. They live a fairly modest lifestyle,…

Continue ReadingOlder Homeowners Hit Hard by Housing Crash
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Recent Posts

  • Things You Should Consider When Contemplating Divorce or Separation
  • Foreclosed Homes in Lebanon, Ohio Can Still Be Saved
  • Using chapter 13 to negotiate and consolidate debt
  • Know how to rebuild your credit after a bankruptcy discharge
  • Liens on business vehicles could be avoided in Chapter 11 bankruptcy

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